Legal Statement

Gallagher Media & Marketing and its affiliates ("Gallagher Media" or "we") provide its content on this website (the "Site") subject to the following terms and conditions (the "Terms and Conditions"). We may periodically change the Terms, so please check back from time to time. By accessing and using this Site, you agree, without limitation or qualification, to these Terms and Conditions. For an explanation of Gallagher Media & Marketing's practices and policies related to the collection, use and storage of our users' information, please read our Privacy Policy.

Terms and Conditions

1. Use of the Site
You should assume that everything you see or read on the site is copyrighted and may not be used except as provided in these Terms and Conditions, the text on the site or with the written permission, in advance. Gallagher Media & Marketing hereby grants you a non-exclusive, non-transferable license for the term hereof to access and download, display and print one copy of the content and functionality displayed on the site (the "Site Content") on any single computer solely for your internal, business use, provided that you do not modify the Site Content in any way and that you retain all copyright and other proprietary notices displayed on the Site Content. You may not otherwise reproduce, modify, distribute, transmit, post or disclose the Site Content without Gallagher Media & Marketing's prior written consent.

2. Professional Services and Advice
In accessing this service, no client, advisory, fiduciary or professional relationship is implicated or established and neither Gallagher Media & Marketing nor any other person is, in connection with this site, engaged in rendering auditing, accounting, tax, legal, advisory, consulting or other professional services or advice.

3. Liability and Warranties
THE CONTENT AND FUNCTIONALITY ON THE SITE IS PROVIDED WITH THE UNDERSTANDING THAT GALLAGHER MEDIA & MARKETING IS NOT HEREIN ENGAGED IN RENDERING PROFESSIONAL ADVICE AND SERVICES TO YOU. ALL CONTENT AND FUNCTIONALITY ON THE SITE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. GALLAGHER MEDIA & MARKETING AND ITS THIRD-PARTY CONTENT PROVIDERS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE OWNERSHIP, ACCURACY OR ADEQUACY OF THE SITE CONTENT OR THAT THE SITE SHALL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. GALLAGHER MEDIA & MARKETING SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY INFORMATION PUBLISHED ON LINKED WEB SITES, CONTAINED IN ANY CONTENT PUBLISHED ON THE SITE, OR PROVIDED BY THIRD PARTIES. NEITHER GALLAGHER MEDIA & MARKETING NOR ITS THIRD-PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR FOR LOST REVENUES OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES AND REGARDLESS OF THE THEORY OF LIABILITY.

4. Links
Links on this Site may lead to servers maintained by individuals or organizations other than Gallagher Media & Marketing. Gallagher Media & Marketing has no control and makes no warranties or representations as to the accuracy, timeliness, suitability or any other aspect of the information located on such servers, and neither monitors nor endorses such servers or content.

5. Submission of Personal Information
Please read Gallagher Media & Marketing's privacy statement.

6. Images
Images of people or places displayed on the site are either the property of, or used with permission by, Gallagher Media & Marketing. Your use of these images is strictly prohibited unless specifically permitted by these Terms and Conditions, specific permission provided elsewhere on the site, or you write directly to, and obtain permission from, Gallagher Media & Marketing.

7. Copyrights & Trademarks
All content and functionality on the site, including text, graphics, logos, icons and images, and the selection and arrangement thereof, is the exclusive property of Gallagher Media & Marketing or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved. The trademarks, service marks, designs and logos (collectively, the "Trademarks") displayed on the site are the registered and unregistered Trademarks of Gallagher Media & Marketing and its licensors. Nothing contained on this site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark displayed on the site without the written permission of Gallagher Media & Marketing, or such third party that owns the Trademarks displayed on this site. Gallagher Media & Marketing will enforce its intellectual property rights to the fullest extent permitted by law.

8. Revisions Clause
Gallagher Media & Marketing may at any time revise these Terms and Conditions by updating this posting. You are bound by the most current Terms and Conditions every time you visit this site; therefore, you should periodically review these Terms and Conditions to which you are bound.

9. Choice of Law and Jurisdiction
The contents of this site are governed by the laws of the state of Illinois in the United States, and any claims rising directly or indirectly out of any materials contained on this site are subject to these same laws, and any dispute arising there from shall be resolved exclusively in the state and federal courts of the State of Illinois.

Last Updated: 06-12-08